Real Estate Blog
WHY GET PRE-APPROVED? STRUCTURING YOUR OFFER TO GET THE BEST...
Buying a home is a dream come true, but the process of getting an offer prepared and accepted can be a nightmare if you don’t know what you’re doing. There are over 88 variables that need to be managed properly when buying a home and mishandling just one of them...
WHAT IS YOUR DEBT TO INCOME RATIO...WHY SHOULD YOU CARE?
Any time you have more income and less debt, you’re in good shape in life. That said, there is an ideal ratio between your debt and income in order to qualify for a good mortgage. When your debt to income ratio is on the high side, you run the risk of...
WHAT IS THE INTEREST WRITE OFF DEDUCTION?
Tax deductible interest is a borrowing expense that a taxpayer can claim on a federal or state tax return to reduce taxable income. Mortgage interest for both first and second (home equity) mortgages, mortgage interest for investment properties are among the list of deductions you can take on your taxes. This is...
HOW TO FIND BANK FORECLOSURES AND DISTRESSED SALES
Everyone wants a hot deal. For those who have the ability/desire to work with a home that is, in most cases, less than perfect, foreclosures and distressed sales represent some of the hottest deals out there. If you want to locate distressed properties, the first thing you have to understand...
HOW MUCH SHOULD YOU OFFER ON THE HOME YOU FELL IN LOVE WITH?
You’ve spent the last few months looking for a home and now the only thing that stands between you and having the right to negotiate full ownership of the home you fell in love with is preparing an offer that will be acceptable to the seller. The purchase and sales...
HOW TO GET THE HOME WITH THE FURNITURE INCLUDED
So you like the dining room table in the house you want to buy, but your agent tells you it’s not included with the sale. What do you do? In short, you ask for it. Well, you negotiate it as part of your offer to purchase the home from the seller. To effectively...
HOW TO GET QUALIFIED TO PURCHASE A HOME FOR NO MONEY DOWN
Even with all the insanity that happened during the mortgage meltdown and all the changes that resulted in how money would now be lent to buyers, there are still some amazingly affordable loan programs out there. Included, believe it or not, no-money-down options for buying a home. Here are some...
HOW MUCH YOU SHOULD PUT DOWN TO PURCHASE YOUR NEW HOME?
Historically, home buyers seek to put down 20% when they purchase a home. However, according to a recent survey by The National Association of Realtors (NAR), the actual national average is much closer to 10%. When it comes to first-time homebuyers, the average down payment is at 4% as per...
WHEN IS THE BEST SEASON OF THE YEAR TO BUY TO GET THE BEST D...
The housing market here in the United States has been moving at a blistering pace for a while now. On the whole, home prices increased more than 33% from February 2020 to June 2022. What’s even better news is that It’s expected that the housing market will continue to climb...
HOW TO BEAT OTHER BUYERS TO HOT, NEW LISTINGS (BEFORE THEY E...
Buyers want three things when they’re making a purchase: Selection: Have the largest number of options from which to choose Price: Get a smoking hot deal on what I want to buy Ease of doing business: Don’t make it hard for me to buy it It doesn’t matter if they’re buying shoes, a toaster...
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